Wednesday, July 14, 20212014 has been a year of big changes if you are on a non-grandfathered individual and family health insurance plan. You are not Grandfathered if you have made any changes to your health insurance since March 23, 2010. The doctor networks have been severely slashed this year on the new ACA (Affordable Care Act) compliant plans. READ MORE >>
Wednesday, July 14, 2021Most people do not realize that after April 15th, one will not be able to buy individual health insurance (a non employer based health plan) after April 15th for 2014. The next opportunity to enroll will come in October and you will be effective for January 1, 2015. READ MORE >>
Wednesday, July 14, 2021If you would like to change your health insurance plan or enroll in a new plan with Covered California or through the insurance company directly, open enrollment will begin on November 15, 2014. To change your plan for a January 1, 2015 effective date – you must apply between November 15 to December 15, 2014 READ MORE >>
Tuesday, July 13, 2021In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. READ MORE >>
Tuesday, July 6, 2021Increasing healthcare costs have most people concerned about keeping expenses low, even leading some to pass up health insurance because they think they cannot afford it. Under the Affordable Care Act, everyone must purchase healthcare coverage or risk paying a fine to the government. READ MORE >>
Tuesday, June 29, 2021Safe drivers are cognizant of the risks of the road, aware of their surroundings, and committed to paying attention to the changing situations around them. Still, many people get behind the wheel when they are too tired to be truly committed to their driving. READ MORE >>
Thursday, June 24, 2021Everyone has seen a few online videos of someone slipping and falling in a random store (overturning a shelf in the process). We might laugh at the video, but we are forgetting to realize that after the camera stopped rolling, the victim might have sustained a severe injury. READ MORE >>
Tuesday, June 22, 2021It’s never a good thing to lose someone you love. Along with grieving might come new responsibilities that survivors will have to shoulder. They might have to adapt to no longer having the financial security that you used to provide, and this might prove very worrisome.
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Monday, June 21, 2021Most people qualify for Medicare as they near their 65th birthday. In some cases, you will be automatically enrolled in Medicare once you qualify. In other circumstances, you will have to manually sign up for Medicare. If you already receive Social Security retirement benefits, you may be automatically enrolled in Part A and Part B Medicare. READ MORE >>
Thursday, June 17, 2021If your home has a septic tank, then you are aware that the system is going to create quite a few maintenance responsibilities over the years. After all, in the event of a septic tank problem, you are going to face a smelly, nasty, and expensive cleanup process.
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