The medical device industry moves fast. Innovation, compliance, and talent retention are at the core of your success. But when it comes to employee benefits, is your company getting the same level of strategic thinking and specialized service as your R&D and product development teams?

Too often, growing medical device companies partner with big-box insurance brokers that offer cookie-cutter plans, slow response times, and limited strategic input. But at Schulte Insurance Agency, we take a custom, high-touch approach to employee benefits—because your workforce deserves more than a one-size-fits-all solution.

1. We Understand the Needs of California’s Medical Device Industry

From startups to established manufacturers, medical device companies have unique challenges:

• Attracting top-tier engineering, R&D, and sales talent in a competitive job market
• Managing the cost of health benefits while ensuring compliance with state and federal regulations
• Providing robust benefits packages to keep employees engaged and reduce turnover
• Navigating the complexities of a multi-location or remote workforce

Large brokers often treat medical device firms like any other business. We understand your industry, your workforce, and your challenges—and we build benefits strategies to match.

2. A Tailored Approach, Not a Template Solution

Big brokers often push pre-packaged benefits solutions that don’t align with the needs of medical device companies. At Schulte Insurance Agency, we take a consultative approach, working closely with your leadership and HR teams to:

✅ Analyze your workforce demographics and tailor benefits accordingly
✅ Evaluate multiple carriers and funding models (fully insured, self-funded, level-funded) to find the best cost-saving options
✅ Incorporate innovative benefits like HSAs, FSAs, and voluntary perks to enhance employee satisfaction
✅ Ensure compliance with California labor laws and federal mandates

3. Cost Control Without Cutting Corners

Rising healthcare costs are a concern for every employer, but in the medical device space—where talent retention is critical—you can’t afford to cut corners on benefits.

Unlike large brokers who may prioritize their carrier relationships over your bottom line, we:

🔍 Negotiate aggressively with insurers to secure the most competitive rates
📊 Analyze claims data and cost drivers to identify savings opportunities
📈 Implement cost-containment strategies like wellness programs, telemedicine, and self-funded options
🤝 Advocate for your company to ensure you’re not overpaying for benefits

4. Rapid Response & Dedicated Support

If you’ve worked with a large brokerage before, you’ve probably experienced slow response times, layers of bureaucracy, and generic service. When you have an issue—whether it’s a claims dispute, an urgent compliance question, or a need to adjust coverage—you can’t afford to wait.

At Schulte Insurance Agency, we provide:

⚡ Fast, personalized support—No call centers, no endless email chains. You get a dedicated team that knows your business.
📞 Direct access to decision-makers—We don’t hide behind account managers. When you need help, you get answers—fast.
🔍 Proactive problem-solving—We don’t just react to issues; we anticipate challenges and help you stay ahead.

5. A Competitive Edge in Employee Retention & Recruitment

The battle for top-tier engineers, product designers, and sales professionals is fierce. A strong benefits package can make or break a candidate’s decision to join—or stay with—your company.

We help medical device companies stand out by designing customized benefits packages that:

🚀 Appeal to highly skilled professionals in engineering, R&D, and sales
💡 Include innovative perks like mental health support, fertility benefits, and student loan assistance
🏥 Offer flexible health plan options to support employees at different life stages
🔄 Evolve with your company—As you scale, we ensure your benefits strategy keeps pace.

6. We’re Your Long-Term Partner, Not Just a Vendor

Large brokers often disappear after open enrollment, only to resurface when it’s time for renewal. We take a year-round approach to benefits management, providing:

📅 Quarterly check-ins and strategy reviews
📊 Ongoing benefits education for employees
📢 Support during acquisitions, expansions, or workforce changes
🔍 Compliance audits and updates to keep you ahead of regulatory shifts

Ready for a Smarter, More Personalized Approach to Employee Benefits?

Medical device companies in California deserve a health insurance broker that understands their industry, prioritizes cost control, and delivers a hands-on, high-touch experience.

📞 Let’s talk about how we can optimize your benefits strategy. Contact us today for a consultation!