If you're a Medicare beneficiary, you might have heard recent news about changes to some Anthem Blue Cross plans and their relationship with Scripps Clinic and Coastal doctors and hospitals. These updates have caused some confusion, especially for those concerned about maintaining access to their trusted healthcare providers. We're here to clarify what these changes mean and reassure you that if you have a Medicare Supplement plan, there is NO need to worry.

What Are Medicare Supplement Plans?

Medicare Supplement plans, also known as Medigap, are designed to work alongside Original Medicare (Parts A and B) to help cover out-of-pocket expenses like copayments, coinsurance, and deductibles. These plans give you the freedom to see any doctor or visit any hospital in the United States that accepts Medicare, without worrying about network restrictions.

Scripps Clinic and Coastal Doctors Remain in Network

Here’s the good news: If you have a Medicare Supplement plan, including one with Anthem Blue Cross, you’re still in network with Scripps Clinic and Coastal doctors and hospitals. That’s because Medicare Supplement plans don’t rely on specific networks—as long as the provider accepts Medicare, your plan will work seamlessly. It does not matter if you have a Plan G, F, N, J, etc.

What Plans Are Affected by Changes?

The changes you’ve heard about primarily affect group and individual plans that operate within a specific network within Anthem Blue Cross. These plans typically have contracts with healthcare providers, and changes to these contracts can impact where you’re able to receive care. However, Medicare Supplement plans are not subject to these restrictions because they function differently than group or individual plans.

Key Takeaways for Medicare Beneficiaries

1. No Changes for Medicare Supplement Plans: If you’re enrolled in a Medicare Supplement plan, including those offered by Anthem Blue Cross, you can continue to see Scripps Clinic and Coastal doctors and visit their hospitals without any changes.

2. Network Independence: Medicare Supplement plans allow you to see any provider nationwide that accepts Medicare, ensuring you have access to the care you need. 

Need Assistance?

Navigating Medicare and its various options can be overwhelming, but you don’t have to do it alone. If you have questions about your Medicare Supplement plan or want to explore your options, we’re here to help. Contact us to ensure your plan continues to meet your healthcare needs and provides access to the providers you trust.

At the end of the day, your health and peace of mind are our top priorities. With a Medicare Supplement plan, you can rest easy knowing that your coverage remains strong and your relationship with Scripps Clinic and Coastal providers is secure.