Wednesday, July 21, 2021Dear Clients, As you know, we normally don’t share political opinions with clients. However, there is an initiative on this November’s ballot that will have a direct impact on your health insurance… and not in a good way. As your agent, we feel compelled to make you aware of Proposition 45 and why we so strongly oppose this measure. READ MORE >>
Wednesday, July 21, 2021If you have contacted us this year on our “get a quote” form through our website and have not heard back from us – we sincerely apologize. It has come to our attention this week that we have not been getting these emails forwarded to us. READ MORE >>
Wednesday, July 21, 2021If you are enrolled on an individual and/or family health insurance plan, now is the time to change your policy or insurance company for 2015. You will not be able to change your policy after February 15th unless you have a qualifying event (birth of child, marriage, adoption, loss of job coverage, move to new state, etc. READ MORE >>
Wednesday, July 21, 2021Many of our clients do not realize that we consult on many other products besides health insurance. Please do not hesitate to contact us regarding annuities, long term care, disability, and life insurance. We have years of experience in these products and are happy to analyze your current policies to make sure they still meet your family’s needs of today. READ MORE >>
Wednesday, July 21, 2021Well, Covered California has been a nightmare to work with from day one. Every time we call a customer service representative we seem to get a different answer, and rarely is it correct. Here are just some of the issues we deal with on a daily basis over at Schulte Insurance so you can get an idea of what goes on “behind the scenes. READ MORE >>
Wednesday, July 21, 2021**Anthem was the target of a very sophisticated external cyber attack attack. Once the attack was discovered, Anthem immediately made every effort to close the security vulnerability, contacting the FBI and began fully cooperating with their investigation. READ MORE >>
Wednesday, July 14, 2021If your current coverage is ending with Aetna or Health Net due to the Affordable Care Act, or even if you just would like to shop for a new plan for next year, make sure to contact us. If you apply directly through Covered California or through the carrier websites, we will not be able to represent you as your agent. READ MORE >>
Wednesday, July 14, 2021Covered California open enrollment ends March 31, 2014. Unless you have a qualifying event (marriage, divorce, birth of a child, etc), you will not be able to enroll on an individual health insurance plan until October of this year for a January 1, 2015 effective date. Contact us this month if you would like to enroll. READ MORE >>
Wednesday, July 14, 20212014 has been a year of big changes if you are on a non-grandfathered individual and family health insurance plan. You are not Grandfathered if you have made any changes to your health insurance since March 23, 2010. The doctor networks have been severely slashed this year on the new ACA (Affordable Care Act) compliant plans. READ MORE >>
Wednesday, July 14, 2021Most people do not realize that after April 15th, one will not be able to buy individual health insurance (a non employer based health plan) after April 15th for 2014. The next opportunity to enroll will come in October and you will be effective for January 1, 2015. READ MORE >>
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