Wednesday, July 21, 2021Well, Covered California has been a nightmare to work with from day one. Every time we call a customer service representative we seem to get a different answer, and rarely is it correct. Here are just some of the issues we deal with on a daily basis over at Schulte Insurance so you can get an idea of what goes on “behind the scenes. READ MORE >>
Wednesday, July 21, 2021**Anthem was the target of a very sophisticated external cyber attack attack. Once the attack was discovered, Anthem immediately made every effort to close the security vulnerability, contacting the FBI and began fully cooperating with their investigation. READ MORE >>
Wednesday, July 14, 2021If your current coverage is ending with Aetna or Health Net due to the Affordable Care Act, or even if you just would like to shop for a new plan for next year, make sure to contact us. If you apply directly through Covered California or through the carrier websites, we will not be able to represent you as your agent. READ MORE >>
Wednesday, July 14, 2021Covered California open enrollment ends March 31, 2014. Unless you have a qualifying event (marriage, divorce, birth of a child, etc), you will not be able to enroll on an individual health insurance plan until October of this year for a January 1, 2015 effective date. Contact us this month if you would like to enroll. READ MORE >>
Wednesday, July 14, 20212014 has been a year of big changes if you are on a non-grandfathered individual and family health insurance plan. You are not Grandfathered if you have made any changes to your health insurance since March 23, 2010. The doctor networks have been severely slashed this year on the new ACA (Affordable Care Act) compliant plans. READ MORE >>
Wednesday, July 14, 2021Most people do not realize that after April 15th, one will not be able to buy individual health insurance (a non employer based health plan) after April 15th for 2014. The next opportunity to enroll will come in October and you will be effective for January 1, 2015. READ MORE >>
Wednesday, July 14, 2021If you would like to change your health insurance plan or enroll in a new plan with Covered California or through the insurance company directly, open enrollment will begin on November 15, 2014. To change your plan for a January 1, 2015 effective date – you must apply between November 15 to December 15, 2014 READ MORE >>
Tuesday, July 13, 2021In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. READ MORE >>
Tuesday, July 6, 2021Increasing healthcare costs have most people concerned about keeping expenses low, even leading some to pass up health insurance because they think they cannot afford it. Under the Affordable Care Act, everyone must purchase healthcare coverage or risk paying a fine to the government. READ MORE >>
Tuesday, June 29, 2021Safe drivers are cognizant of the risks of the road, aware of their surroundings, and committed to paying attention to the changing situations around them. Still, many people get behind the wheel when they are too tired to be truly committed to their driving. READ MORE >>
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